/* ============================================================
   BLACK LABEL FINANCIAL GROUP — SHARED STYLESHEET
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Inter:wght@300;400;500;600&display=swap');

/* ─── Variables ─── */
:root {
  --black:      #0a0a0a;
  --black2:     #111111;
  --black3:     #1a1a1a;
  --black4:     #222222;
  --gold:       #c9a84c;
  --gold-light: #e8c96e;
  --gold-dark:  #9a7a30;
  --white:      #ffffff;
  --gray:       #888888;
  --gray-light: #cccccc;
  --nav-h:      74px;
  --radius:     6px;
  --transition: 0.22s ease;
}

/* ─── Reset ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  background: var(--black);
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ─── Typography ─── */
h1, h2, h3, h4 { font-family: 'Playfair Display', serif; line-height: 1.2; color: var(--white); }
h1 { font-size: clamp(2.4rem, 5vw, 3.8rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); font-weight: 600; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1rem; font-weight: 600; }
p { color: var(--gray-light); }

/* ─── Layout ─── */
.container { max-width: 1180px; margin: 0 auto; padding: 0 28px; }
section { padding: 96px 0; }

/* ─── Utility ─── */
.text-gold { color: var(--gold) !important; }
.text-center { text-align: center; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-40 { margin-top: 40px; }

/* ─── Section Header ─── */
.section-label {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}
.section-head { text-align: center; margin-bottom: 64px; }
.section-head h2 { margin-bottom: 14px; }
.section-head p { max-width: 580px; margin: 0 auto; font-size: 1.05rem; }
.gold-bar {
  width: 48px; height: 3px;
  background: var(--gold);
  margin: 16px auto 0;
  border-radius: 2px;
}
.gold-bar.left { margin-left: 0; }

/* ─── Buttons ─── */
.btn {
  display: inline-block;
  padding: 14px 34px;
  border-radius: var(--radius);
  font-size: 0.9rem;
  font-weight: 600;
  font-family: 'Inter', sans-serif;
  letter-spacing: 0.05em;
  cursor: pointer;
  transition: all var(--transition);
  border: none;
  white-space: nowrap;
}
.btn-gold {
  background: var(--gold);
  color: var(--black);
}
.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.3);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.35);
}
.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold);
}
.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border: 1.5px solid var(--gold);
}
.btn-outline-gold:hover {
  background: var(--gold);
  color: var(--black);
}
.btn-lg { padding: 16px 42px; font-size: 1rem; }

/* ═══════════════════════════════════════════
   NAVIGATION
═══════════════════════════════════════════ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--nav-h);
  background: rgba(10,10,10,0.96);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(201,168,76,0.18);
  z-index: 1000;
  transition: background var(--transition);
}
.nav-inner {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 28px;
  height: 100%;
  display: flex;
  align-items: center;
  gap: 16px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
  margin-right: auto;
}
.nav-logo img { height: 42px; width: auto; }
.nav-logo-text { line-height: 1.1; }
.nav-logo-name {
  font-family: 'Playfair Display', serif;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--white);
  letter-spacing: 0.02em;
}
.nav-logo-sub {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 0.62rem;
  letter-spacing: 0.2em;
  color: var(--gold);
  text-transform: uppercase;
  font-weight: 500;
  margin-top: 2px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-links a {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--gray-light);
  transition: color var(--transition);
  position: relative;
  padding-bottom: 4px;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.nav-links a:hover,
.nav-links a.active { color: var(--white); }
.nav-links a:hover::after,
.nav-links a.active::after { transform: scaleX(1); }
.nav-cta { margin-left: 16px; }
.nav-toggle {
  display: none;
  background: none;
  border: 1.5px solid rgba(255,255,255,0.2);
  color: var(--white);
  width: 40px; height: 40px;
  border-radius: var(--radius);
  cursor: pointer;
  font-size: 1.1rem;
  align-items: center;
  justify-content: center;
}

/* Mobile nav */
@media (max-width: 820px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: var(--nav-h); left: 0; right: 0;
    background: var(--black2);
    padding: 28px;
    gap: 22px;
    border-bottom: 1px solid rgba(201,168,76,0.2);
    z-index: 999;
  }
  .nav-links.open a { font-size: 1.05rem; }
  .nav-links.open + .nav-cta { display: block; }
}

/* ═══════════════════════════════════════════
   PAGE HERO (inner pages)
═══════════════════════════════════════════ */
.page-hero {
  padding: calc(var(--nav-h) + 72px) 0 72px;
  background: var(--black2);
  border-bottom: 1px solid rgba(201,168,76,0.15);
  text-align: center;
}
.page-hero .section-label { justify-content: center; }
.page-hero h1 { margin-bottom: 18px; }
.page-hero p {
  max-width: 560px;
  margin: 0 auto;
  font-size: 1.1rem;
}

/* ═══════════════════════════════════════════
   CTA BANNER
═══════════════════════════════════════════ */
.cta-banner {
  background: var(--black2);
  border-top: 1px solid rgba(201,168,76,0.25);
  border-bottom: 1px solid rgba(201,168,76,0.25);
  padding: 88px 0;
  text-align: center;
}
.cta-banner .section-label { display: block; margin-bottom: 12px; }
.cta-banner h2 { margin-bottom: 16px; }
.cta-banner p { max-width: 480px; margin: 0 auto 36px; font-size: 1.05rem; }
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ═══════════════════════════════════════════
   CARDS
═══════════════════════════════════════════ */
.card {
  background: var(--black2);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius);
  padding: 36px 32px;
  transition: border-color var(--transition), transform var(--transition);
}
.card:hover {
  border-color: rgba(201,168,76,0.4);
  transform: translateY(-4px);
}

/* ═══════════════════════════════════════════
   FORMS
═══════════════════════════════════════════ */
.form-group { margin-bottom: 22px; }
.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gray-light);
  margin-bottom: 8px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  background: var(--black3);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 13px 16px;
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  transition: border-color var(--transition);
  outline: none;
  -webkit-appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--gold); }
.form-group select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%23888' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--gray); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-msg {
  display: none;
  padding: 14px 18px;
  border-radius: var(--radius);
  font-size: 0.9rem;
  margin-top: 16px;
  font-weight: 500;
}
.form-msg.success { background: rgba(201,168,76,0.12); border: 1px solid var(--gold); color: var(--gold); }
.form-msg.error   { background: rgba(220,50,50,0.1);  border: 1px solid #dc3232; color: #ff7070; }

/* ═══════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════ */
.footer {
  background: var(--black2);
  border-top: 1px solid rgba(201,168,76,0.25);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 48px;
  padding-bottom: 56px;
}
.footer-brand img { height: 48px; margin-bottom: 16px; }
.footer-brand .brand-name {
  font-family: 'Playfair Display', serif;
  font-size: 1rem;
  color: var(--white);
  margin-bottom: 10px;
}
.footer-brand p { font-size: 0.85rem; color: var(--gray); line-height: 1.6; }
.footer h4 {
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}
.footer ul li + li { margin-top: 10px; }
.footer ul a {
  font-size: 0.88rem;
  color: var(--gray);
  transition: color var(--transition);
}
.footer ul a:hover { color: var(--gold); }
.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-top: 10px;
}
.footer-contact-item .icon { color: var(--gold); font-size: 0.9rem; margin-top: 2px; flex-shrink: 0; }
.footer-contact-item p { font-size: 0.88rem; color: var(--gray); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { font-size: 0.78rem; color: var(--gray); }

/* ═══════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════ */
@media (max-width: 960px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  section { padding: 72px 0; }
}
@media (max-width: 600px) {
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .form-row { grid-template-columns: 1fr; }
  section { padding: 60px 0; }
  .btn-lg { padding: 14px 28px; }
}

/* ═══════════════════════════════════════════
   SCROLL REVEAL (lightweight)
═══════════════════════════════════════════ */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.visible {
  opacity: 1;
  transform: none;
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }